Your money OS
Know what you can spend.Not what you have.
Your bank balance is not your spending money. Spendable sets aside what is already spoken for, then shows the number that is actually yours.
One number. No category policing. No spreadsheet guilt.
Spendable
Your Money OS
Your money to spend
$1,184
Everything else is handled.
Bills
covered
Savings
protected
You spend
confidently
Bills are covered
Mortgage, insurance, debt, annual costs, and savings are already accounted for.
The better number
Your balance tells you what exists. Spendable tells you what is available.
Payday
$3,660
Stop managing money
Live your life. The system watches the details.
Recurring bills get reserved first
Irregular expenses stop being surprises
Your spending number stays honest
The question everyone asks
Can I afford this?
Ask in plain English. Get a clear answer that shows what changes—and what stays protected.
Yes — but it lowers September spending money from $1,184 to $284.
Projected spending money after
$284
Example projection for illustration only. Availability depends on your connected financial picture.
More life. Less money stress.
The only money app that tells you what you can actually use.
Start with the free foundation. No spreadsheets, no category upkeep, no second-guessing every purchase.
Get Spendable free